I don’t generate any income for our household. My husband is the sole earner and that puts a lot of pressure on him. If he was to lose his job we would be screwed. We don’t have any savings anymore. I chose to not return to work not just because I couldn’t bear to leave Peanut with a stranger but because I hated my job. HATED. In the five years that I worked there I resigned four times but always retracted because I was scared. Thankfully JuJu gave me the go ahead to quit once my maternity leave was up and I did. Happily.
ANYWAY (I always go off on the I hated my job so much… tangent) we kind of needed my paycheck. We have two car payments, rent, cell phones, cable and internet, utilities, etc. and we have more money outgoing than we’ve got coming in. This led me to make a move with my 401K. As in, move it out of the market and into my checking account. It isn’t much but it is going to allow us to pay off one of our cars and two of our credit cards. By doing this we can afford for me to stay at home. I was so worried that I’d have to go back to work. It seems like every other week I hear something different from JuJu in regards to our finances. He is always stressed out about money and I’m sure losing half of our income is tough but we are totally nailing it right now. We are frugal (most of the time) and are trying to make good choices. It’s tough when you’re used to having a lot of extra cash to throw around but we are making it work.
I feel guilty that JuJu has to work all day at a job he isn’t totally fond of while I stay at home with Peanut. I don’t think he’d be able to handle being home with her all day every day. He knows that I don’t just sit around and if I do it’s not like I’m relaxing. I’m feeding her and keeping her entertained and dry and happy. I’m working, too. My boss just happens to be really cute and noisy.